Retirement Date Calculator
Enter your scheme (4/a, 4/b, 4/c), sex, date of birth, first insurance date and premium days. The pension conditions that apply to you (EYT included), the days still missing and your earliest retirement date are worked out from the staged tables in the law.
- Your rule set9 Sept 1999 – 30 Apr 2008
- Pension typeFull pension
- Premium days needed7,000 days
- Premium days missing1,600 days
- Age needed58
- Your age now46
- Your age at retirement58
- Legal basisLaw 5510 prov. art. 9
Pension conditions: TBMM (5510, 506, 1479, 5434, 4447, 7438 s.K. metinleri)
Pension routes that apply to you
How it is calculated
In Turkey the pension conditions depend on when you were first insured. Law 4447 added an age condition for those who started after 8 Sep 1999; Law 5510 raised the premium days for those who started after 1 May 2008 and lifts the age in steps to 65 between 2036 and 2048. Law 7438 (EYT, 3 March 2023) removed the age condition for anyone insured on or before 8 Sep 1999: they retire once they have the premium days and insured years. A partial (age-based) pension needs fewer days but pays less; for example, 4/a insured before 8 Sep 1999 can take it with 15 years and 3,600 days at 58 (women) or 60 (men).
Emeklilik tarihi = en geç(prim gününün dolduğu tarih, sigortalılık süresinin dolduğu tarih, yaşın dolduğu tarih)The conditions depend on the first insurance date, in three periods. On or before 8 Sep 1999 (EYT): no age condition; under 4/a, 20 insured years for women and 25 for men plus 5,000–5,975 days depending on the entry date; under 4/b and 4/c, 7,200 days for women and 9,000 for men. 9 Sep 1999 – 30 Apr 2008: age 58 for women and 60 for men, with 7,000 days under 4/a (or 25 insured years and 4,500 days) and 9,000 under 4/b and 4/c. From 1 May 2008: 7,200 days under 4/a and 9,000 under 4/b and 4/c; age 58 for women and 60 for men, rising in steps to 65 for those who complete the days after 2036.- Your first insurance date and scheme decide which law applies; with several schemes, the one with most premium days in the last 7 years counts.
- Find the premium days needed: for 4/a insured before 8 Sep 1999 they step up with the entry date.
- Subtract the days you have and project when the rest will be paid at your yearly rate.
- Where insured years are required, add them to your first insurance date (from your 18th birthday if you started younger).
- Add the age condition: for entries after 2008 it rises with the date you complete the days; under EYT there is none.
- The latest of these dates is when you qualify.
Example
A woman born in 1975 and first insured as an employee on 1 Jun 1997 falls under EYT: her 20 insured years were complete on 1 Jun 2017 and she needs 5,975 days. With 5,200 days on 1 Jan 2026 the remaining 775 take 26 months at 30 a month, so she can retire on 1 Mar 2028 whatever her age. A woman born in 1980 who started on 1 Sep 2003 must wait until she turns 58: 15 May 2038.
Frequently asked questions
Who does EYT cover?
Everyone first insured on or before 8 Sep 1999, under any scheme. They have no age condition. Under 4/a women need 20 and men 25 insured years plus 5,000 to 5,975 premium days depending on the entry date; under 4/b and 4/c women need 7,200 and men 9,000 days. Later entrants are not covered.
How many days after a 2008 start?
People first insured from 1 May 2008 retire with 7,200 premium days under 4/a and 9,000 under 4/b and 4/c. The age is 58 for women and 60 for men, but rises every two years for those who complete the days after 1 Jan 2036, reaching 65 for everyone from 2048. With fewer days (4,600–5,400 under 4/a by entry year, 5,400 otherwise) a partial pension is possible three years later.
What about those who started between 1999 and 2008?
For those first insured between 9 Sep 1999 and 30 Apr 2008 the age is 58 for women and 60 for men. Under 4/a, 7,000 premium days, or 25 insured years with 4,500 days, are enough; 4/b and 4/c need 9,000 days.
Does buying military service or maternity help?
Bought days are added to your premium days. Buying a period before your first insurance (such as military service) also moves your insurance start back, which completes the insured years sooner and can move you into an earlier, kinder rule set. See the buy-back calculator for the cost.