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Repo Return Calculator

Enter the amount, the yearly repo rate and the days to see the gross return, withholding tax and net gain on an overnight or term repo.

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Overnight repo is 1 day; weekends and holidays count.

Net return209.59₺over 1 days, after withholding
  • Gross return246.58 ₺
  • Withholding rate15%
  • Withholding tax36.99 ₺
  • Net yearly yield30.6%
  • Amount at maturity250,209.59 ₺

Withholding rates: GİB / Cumhurbaşkanı Kararı

How it is calculated

In a repo the bank or broker sells you securities and buys them back at maturity with interest. It is used to park cash short-term; an overnight repo over a weekend covers those days too. Unlike deposits, the withholding rate does not depend on the term.

FormulaBrüt getiri = Tutar × Faiz × Gün ÷ 36.500; Net = Brüt × (1 − Stopaj)Individuals pay 15% withholding on repo income.

Example

₺250,000 in an overnight repo at 36% a year earns ₺246.58 gross for one day and ₺209.59 after 15% withholding.

Frequently asked questions

Repo or deposit: which pays more?

Repo withholding is 15%, short-term lira deposits 17.5%. Compare gross rates and tax together; the net yearly yield row shows it directly.

Source

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